Do It Myself Credit Repair
I've got bad credit. But I want to fix it.
I know for a fact that I'm not alone. There are millions of Americans who are in the same boat as I am and who want to change their credit standing. Maybe that's how you found my blog.
So lately I've been searching and searching the web for information on credit repair. And there is tons of info, everything from credit repair firms to "do it yourself" credit repair kits entice a "credit leper" like me.
But, honestly, I don't have the $500 to $2000 to hire someone to fix my credit for me. I don't have much free time either to write a million letters to the credit bureaus and sit around and wait for their replies.
But of these two options, the latter is almost free, so I'd rather go with that. I know it's gonna take some time, but it's worth a shot. So I'm gonna roll up my sleeves, get a little dirty, and hit this sucker head on. I have to.
I've been married for almost 4 years now, I am the sole bread winner, and it can get a little tough when I can't even qualify to finance a stick of gum. The only company that had approved us for financing was The Mattress Firm when we decided to buy a TempurPedic bed last September. We paid that off about two months ago, so I hope that helped my credit rating.
I really don't want more credit. I try to pay cash for everything. If I can't pay cash for something, than I really can't afford it.
So why do I want to fix my credit?
It's a personal pride thing. I don't want to owe anyone anything. And I hate it how companies look down on people who have gone through difficult times, or made stupid decisions, and messed up their credit. I made stupid decisions.
I hope this works. I can't promise that I'll do something everyday. But I'll try to update this blog with the steps that I take so that maybe I can help someone else who is in my shoes.
First, thing I have to do though is take a look at my credit reports and scores so I know what my starting point is.
OK...here I go. Bye.
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10 Responses to Do It Myself Credit Repair
I vote for do-it-yourself credit repair. You can save lots of money by repairing your credit on your own. You won't have to pay fee to the credit repair agencies. Moreover, you can avoid getting scammed by the fraudulent credit repair agencies. Know the FCRA rules by heart. Know the steps to repair credit from various articles. I am sure you’ll be able to repair your credit gradually.
For me this is too big of a problem to handle by myself. My credit is just too important, and having bad credit can be just too costly. I suggest hiring Lexington Law. They are professionals and they will get the problem fixed quickly.
Marvelous work pals, I love reading your articles.
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Cool website buddy I am gona suggest this to all my list of contacts. free credit check
Bad credit is a slippery slope, and the climb back to financial health can prove difficult without the right tools.Credit Revize helps you in getting your credit report and credit repair services to improve your credit scores.
As a consumer in todays tough economy the idea of purchasing everything with cash and leaving nothing to credit is impossible. Though when we start to purchase all of our items with credit the side effects can become costly and cause us to obtain a severely damaged credit profile in the event that we are unable to keep up to date payment schedules on all cards. Therefore we must find a way to repair our credit using either a credit repair business or by ourselves through the process of free credit repair. Both methods entail the same procedures however as you have most likely already noticed, the free credit repair option involves the consumer actually making the repair to his or her credit report, whereas hiring a credit repair business would entail hiring a company to do so. Their are obvious advantages and disadvantages to both scenarios.
Do it yourself credit repair if done properly can make such a big difference. I also know the federal laws by heart and this is why I would never fall victim to an underhanded credit repair company. There is absolutely nothing that they can do for me that I cannot do for myself. It took me roughly 8 hours per month to effectively dispute my negatives. 8 months later I was through dispute process and able to start rebuilding my credit. Here is some helpful information I recently came across http://mycreditlocker.com/
hi,
so nice website, you have posted so nice information to Do It Myself Credit Repair, so much helpful for repair credit. Thanks.
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you are in a deep trouble man!! try this credit repair company they're far the best!
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